Military Discount for Credit Repair

You serve your country and as a result, should reap the benefits of your bravery in every way possible. One of the ways that Credit Repair Services, Military, Fort Hood Killeen TX says, “thank you” for your service by offering discounts on credit repair for all active military personal and veterans, as well as their spouses. We cannot begin to repay you for your service to our beautiful country, but we will make every effort to so, which is why we extend our services to you at the lowest possible cost. Here is how we conduct credit repair for you:

Payment History
Your payment history is the single biggest contributing factor that affects your overall credit score. While we do not have a time machine to assist in meeting every payment, we can assist in planning for how to meet future payments and ensure that the future of your payment history is one that reflects a responsible payer. There are, of course, unfair reports of payment history that will affect your report. Most lenders automate their reporting to the credit bureaus and occasionally, these reports will not give a true reflection of your payment history. In cases like these, we will follow the necessary steps to ensure that these reports accurately reflect your payment history. 

Available Credit
Available credit refers to the amount of credit available on a card after deductions are considered. Your available credit, as well as the frequency with which you pay off balances, will affect your score. Credit Repair Services, Military, Fort Hood Killeen TX assists in prioritizing payments and ensuring that you are making the right payments at the right time so that your available credit positively affects your overall score. 

Length of credit
There is a rule in credit, known as the rule of seven. This refers to the seven years that you generally have to have open credit accounts, to show a positive record of debt ownership and payment. While we cannot wave a magic wand and lengthen the period that you have had credit accounts open, we can assist you in determining which accounts will work in your favor the quickest and improve your score expediently, so that a shorter length of credit does not so adversely affect your overall credit score. 

Credit Inquiries
Credit inquiries, particularly hard inquiries, will affect your credit score and reflect on your report for up to two years. Though it is illegal to conduct hard inquiries without prior consent, some companies will find ways to gain access to your credit report and conduct these inquiries without your consent. Credit Repair Services, Military, Fort Hood Killeen TX assists in identifying where this may have occurred, to ensure that these incidents are struck from your report. We also assist you in determining when would be best to approve a hard inquiry on your credit report and when an inquiry would adversely affect you so that you do not encounter unwanted issues as a result.